1-First, combine 2 cups all-purpose flour, 2 1/2 teaspoons baking powder, and 1 teaspoon salt in a large bowl. Add 1 cup warm water and mix until the dough forms. Knead the dough for 5 minutes, cover with plastic wrap, and let it rest for 10 minutes to improve texture as per traditional tips.

2-Next, divide the dough into 8 equal sections and shape each into 6-inch discs. Heat 3 cups oil in a skillet to 350-360°F and fry the discs until golden brown on both sides. Drain them on paper towels and keep warm while you prepare the filling.

3-For the topping, heat 1 tablespoon oil in a skillet and cook 1/2 diced yellow onion until softened. Add 1 pound ground beef and brown it fully. Stir in 2 teaspoons chili powder, 1 teaspoon cumin, 1/2 teaspoon salt, 1/2 teaspoon black pepper, 1/2 teaspoon paprika, 1/4 teaspoon garlic powder, 1/8 teaspoon crushed red pepper, and 1/8 teaspoon chipotle chili powder. Then, add 1 (15-ounce) can rinsed and drained dark red kidney beans, 1 (14.5-ounce) can drained petite diced tomatoes, and 1 (4-ounce) can mild diced green chilies. Simmer covered for 10 minutes.

4-Finally, assemble by placing the meat mixture on the fry bread and adding your chosen toppings. Serve right away for the best taste and texture. This step-by-step approach highlights the preparation time: prep at 15 minutes, cook at 10 minutes, and resting at 10 minutes, totaling around 35 minutes.